Planning for rising LTC costs is serious business

Many people get overly concerned with their health insurance and/or Medicare, but it’s lack of Long Term Care coverage that often times will financially cripple you.

Long Term Care expenses are the leading cause of bankruptcy during retirement, and the statistics show that over 75% of people over the age of 65 will need some form of Long Term Care at some point during their retirement.

*Source — 2016 Genworth “Cost of Care” Report

It’s not a matter of if you will need Long Term Care it’s when and with the cost of Long Term Care inflating at record pace, not planning ahead will result in serious financial hardship at a time when you are supposed to be living out the rest of your life in peace.

When most people think of Long Term Care insurance, they think of a traditional LTC policy, however there are several different ways to fund long term care outside of the typical LTC policy.

With more creative and flexible insurance products on the market now, it’s important to evaluate every single option you have, and thats exactly what we can help you do.

If you need assistance with any type of senior insurance product, be sure to give us a call, or head over to our contact page to begin the process.

How do I know what’s right for me or my family member?

Click the button below to get the process started in seconds right here on my website. We’ll have a discussion to see what the best plan of action is for you or your family member.